Prevent 身份盗窃 with these simple tips
通过遵循网络安全最佳实践,帮助防止身份盗窃. 如果你是受害者,了解如何开始恢复你的身份.
的 联邦贸易委员会 receives tens of millions of consumer reports about identify theft, fraud and other consumer protection issues a year. 的数量 身份盗窃 暴露的包含个人身份信息(PII)的消费者记录也在增加. 学习一些防止身份盗窃和保护信息安全的方法.
Simple steps to help protect your identity
- 保持软件更新. 科技公司一直在监控其软件的薄弱环节或安全漏洞,并经常发布更新来帮助解决这些问题. Set up your 设备 for automatic updates.
- Install antivirus software and a firewall. Both are a great baseline in the battle against cybercrime; antivirus software detects malicious infections, while a firewall fends off outside access. Although a variety of free options exist, you may want to invest in a paid version that offers more updates.
- 检查网址. Anytime you're providing financial information, 比如信用卡号, 仔细检查网址:它应该以“http”开头,并显示一个挂锁标志, meaning you are securely transmitting information. 记住,如果你使用的是公共网络,你的信息更容易受到攻击.
- Never click on suspicious links. 网络窃贼擅长 creating emails that imitate trusted vendors and sites. If an email is asking to verify personal information, demanding money or promising a refund, 直接访问该网站或拨打其客户服务热线以检查其合法性. If you hover over a hyperlink in an email, 网络钓鱼骗局通常会暴露一个不寻常的URL或一个有轻微拼写错误的URL.
- Rely on two-factor authentication. 另一个为登录增加额外安全层并有助于阻止网络犯罪的强大工具是双因素身份验证. 它需要用户名和密码作为第一个因素和另一个个人信息, such as a security question or a one-time code sent to your phone, 第二个因素是.
- Don't send personally identifying information in email. Never email your credit card information, 社会安全号码, 驾驶执照号码或其他财务或身份信息——尤其是如果你的电子邮件未加密. Email is an easy way for hackers to snatch sensitive information.
- Review your bills and credit card statements. 这将有助于识别任何潜在的滥用你的身份在这个月发生,所以你可以立即采取措施. 同时,采取 advantage of the free credit report 每年都可以. 之后,记得 保存任何文档 you wish to keep in a secure location or shred them.
- Keep your social security card safe and get your mail. 把你的社保卡和其他有价值的文件,如出生证明,放在防火pp王者电子官网柜或家里其他安全的地方. 确保每天检索和保护您的邮件,以便您可以查看文件,如信用卡优惠, statements or other forms with identifying information. 分解 these documents when you no longer need them. 记得让一个值得信赖的朋友或邻居收集你的邮件,如果你出差或更长时间,把你的邮件搁置起来 假期.
- 小心肩部冲浪. “肩膀冲浪”指的是有人在你身后监视,获取有价值的信息. 这包括ATM密码、信用卡号码、密码等等.
- 保护你的 设备. Make sure your smartphone, tablet or computer has a password lock. 避免在公共场所无人看管,并在使用手机时采取预防措施 公共无线网络.
- 保护你的信用卡. 不要把你的信用卡放在别人可以看到的地方,并留意它 信用卡诈骗犯.
- 聪明地使用社交媒体. 许多应用程序正在运行 社交媒体 进行有趣的调查, games and quizzes with questions about favorite food, 学校, 年龄或其他个人信息, 举几个例子. 要注意这些,因为它们有时被设计用来收集你的个人信息.
Steps to take if you discover your identity stolen
根据 联邦贸易委员会 (FTC) Identity的ft.政府 网站,下面是一些可能采取的步骤,如果你担心你的身份被盗.
- 联系 the company w在这里 you think your identity fraud happened. 解释你的问题和担忧,并要求他们关闭或冻结你的账户. 的n change all logins, passwords and PINs on your accounts.
- 联系 the credit bureaus and place a fraud alert. 这些警报可以由三家信用机构中的任何一家发出,有效期为一年. When you place an alert with one of the bureaus, they will send requests to the other bureaus to do the same. 欺诈警报将使任何人都难以以你的名义开设新账户.
- Report the 身份盗窃 or fraud to the FTC. 使用在线表格,你可以 报告身份盗窃或欺诈 与联邦贸易委员会. 根据您输入的信息,他们将创建一个身份盗窃报告和恢复计划.
- File a report with your local police department. After filing, request a copy of the police report. You might need these as you work to recover your identity.
- 开始修复伤害. With your FTC Identity 的ft Report, 联系每一家有人以你的名义开了账户的公司,并要求关闭它. 另外,要求他们:
- Remove bogus charges from your account
- Remove all accounts from your credit report
- Consider adding an extended fraud alert or credit freeze. This will help prevent further use of your stolen information.
Consider ID restoration insurance
预防是保护你的身份不被罪犯窃取和利用的关键. 为了增加保护, pp王者电子官网公司现在提供帮助身份恢复的pp王者电子官网. For example, 状态 Farm® offers Identity Restoration pp王者电子官网 to make the recovery process easier, faster and less expensive. 联系 your 状态 Farm agent today 了解更多.